October is Long Term Care Planning Month

October is Long Term Care Planning Month

October is Long-Term Care Planning Month

What is Long-Term Care?
Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facilities.

For more information on Long-Term care insurance plan that is right for you and your family and to receive a quote, contact Steven Visco at C.H. Edwards, Inc. at 516-249-5200. www.chedwards.net

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Why Washing Your Car In The Winter Is So Important

Why Washing Your Car In The Winter Is So Important

If you live in a snowy area like here in New York, chances are your car is looking pretty dirty these days.

Road salt, dirt, and snow can make your car unrecognizable.

Washing your car during the winter season may seem like a waste of time, but, it is worth it in the long run.

Road salt and moisture can cause rust on a car. Not only is rust hard to stop but it can truly do damage to your vehicle.

Taking care of your car now means that it will last longer and its overall value will remain high.

Be sure to give your vehicle a rough scrub and a waxing. Pay close attention to the areas behind the wheels, quarter panels and front grille. These are the main areas where salt and dirt are collected.

If you don’t want to do the work yourself, invest a few dollars at your local car wash. Chances are for the price you pay, your car will get an excellent wash and wax.

Winterizing your car doesn’t have to be expensive or difficult. It just takes a little time.

How will you take care of your car this winter season?

Fire Place Safety

Fire Place Safety

The chilly months are here and there is no better way to warm up than next to your fire place.

It’s important to use extra precautions when burning wood in your fire place. Just a few simple safety tips will go a long way when it comes to protecting your home and family from a possible mishap.

Only burn dry, cured wood. Wood that has been split, stacked and dried for eight to twelve months is ideal.

Burn Firewood and only firewood! Other woods such as construction scraps, painted wood’s and treated woods release chemicals into your home. Not only does this compromise the air quality in your home but it can be deadly in some situations.

Have a chimney cap installed. This will prevent objects and critters from entering through and coming in your home.

Be sure to install carbon monoxide and smoke detectors near your fireplace as well as hallways and bedroom areas.

Do you have any fire place safety tips to share with us? Let us know!

Stay safe and warm this winter season.

 

Tips To Prevent Frozen Pipes

Tips To Prevent Frozen Pipes

The winter of 2018 is forecast to be one of the coldest on record. Many homeowners and businesses will be experiencing frozen water pipes.

Low temperatures of 20 degrees and below can result in frozen or burst water pipes.

Here are some precautions to take when avoiding frozen or bursting pipes in your home:

– Keep your heat up to at lease 60-65 degrees.
– Run faucets at a slow trickle.
– Seal any areas where there is a draft.
– Open up your cabinet doors to let heat into closed spaces.
– Remove hoses from outside yard faucets.

If your pipes DO freeze, it’s OK! Just because they are frozen it does not mean they will burst. Here is what you can do:

– Leave your faucets open and call a plumber.
– Do not use a torch or open flame to thaw a frozen pipe.
– Try thawing the frozen pipe with a hairdryer. Start with the pipe closest to the faucet and work your way to the coldest section.

If your pipes have burst, turn off the water at the main shut off valve and leave your faucets on. It’s important that every member of your home know’s where the main shut off valve is located.

For more information on what damages and repairs are covered under your homeowners insurance due to a burst pipe, please give Susan or Amanda a call at (516) 249-5200.

 

Insuring Your New Holiday Gifts!

Insuring Your New Holiday Gifts!

The presents have been opened and Santa is headed back to the North Pole to prepare for next year’s big trip.

Was Santa extra good to you this year? Maybe you received those diamond earrings you’ve been wanting or even your dream car!

No matter how big or small, let C.H. Edwards, Inc. help insure your precious holiday gifts.

We offer a wide variety of coverage’s such as:

  • Automobile
  • Motorcycle
  • Snowmobile
  • RV
  • Jewelry
  • Fur
  • Camera

and so much more!

Don’t know what coverage is right for you? Give us a call at (516) 249-5200 and let our specialists help in finding you the perfect policy.

For more information on the coverage’s we offer or a free quotation, visit our website at www.chedwards.net.

C.H. Edwards, Inc. wishes you and your loved ones a happy and prosperous New Year!

 

The Gift of Life Insurance

The Gift of Life Insurance

The holiday season is officially here and people everywhere are shopping for the perfect gifts for their loved ones.

Why not give the gift of life insurance this holiday season? When you give the gift of life insurance, you are giving the gift of financial stability for the future.

When you purchase life insurance for someone else, the application will need that person’s name, date of birth, and often their social security number. You will also need to provide health information on the insured, even if you are buying a policy for a child.

Although there may be a few obstacles along the way, keep in mind that life insurance is the only financial product that guarantees financial stability for the future.

If you are interested or have questions regarding life insurance for you or a loved one, give us a call at 516-249-5200 and let us help your holiday wishes come true.

We wish you a very happy holiday season from the management and staff at C.H. Edwards, Inc.