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Your Car Accident and The Police

Your Car Accident and The Police

When you are involved in a Automobile accident, a million things could be running through your mind. No matter the size of the Car-Accident-minor-fenderaccident, filing a police report after a car accident is an important step when initiating the process. Filing this report will not only provide your insurance company with a foundation to handle the claim, but will ensure an accurate, detailed report that could possibly protect you from any further legal problems.

Getting a detailed and accurate report is the number one step in filing a police report. Having an accurate report can be one of the most important utensils when determining fault and who is financially responsible.

Even if it is just a small fender bender make sure an accident report is filed. On occasion there can be more physical and medical damage revealed later that is not always obvious at the scene of the accident.

policeBeing honest with the Police Officer will help the claims process go much easier. The more missing pieces to the story, the longer the process. After a car accident you can be really shaken up. Taking a deep breath and give a detailed description of what happened. This will only benefit you in the long run.

Filing a Police report does not mean you have to file a claim. Sometimes after a car accident both parties feel it would be better to handle the damages and expenses themselves. However, you should still report the accident to your insurance company for record purposes only! No matter how you decide to handle the damages, it is important to have this accident information on file.

Having an accident is frightening, but taking the correct steps when a mishap occurs will ensure a fast and steady claims process. C.H. Edwards, Inc. helps our clients with automobile accident claims. If you would like to receive a free auto quote, Monday through Friday from 8:30am to 4:30pm give us a call, and our Personal Lines Representative will be happy to assist you and answer all of your questions. Call us today or visit our website. (516) 249-5200 www.chedwards.net.

Written by: Amanda Haase

Sandra’s Travel Adventures, March 26, 2015

Sandra’s Travel Adventures, March 26, 2015

Sandra’s Travel Adventures Week #2  Soccer game

Today is my second day in Sevilla, Spain. We started off the day with breakfast at this local cafe. I got a croissant and coffee. The coffee is amazing here. We then went souvenir shopping, we came across so many shops. I got a few souvenirs and before we knew it, it was time to get ready for the soccer game. Sevilla was playing against Elche. It was a close game but Sevilla won. After the game we went to a local cafe for coffee and gelato. It’s been another fun day in Sevilla!Sandra friends at game

By: Sandra Costanzo

Five Ways To Cut the Cost of Your Homeowner’s Insurance

Five Ways To Cut the Cost of Your Homeowner’s Insurance

homeHaving a homeowner’s insurance policy is necessary when owning a home, but why over pay when you don’t truly have to? Homeowners insurance premiums have risen over the past several years almost double to triple the amount it used to be. If you are looking to cut your costs but not your coverage, see how these 5 tips could help put some more “jingle” in your pocket.

Raise Your Homeowner’s Insurance Deductible: Your deductible is the amount of risk you agree to accept before the insurance company starts paying on a claim. If you have a low deductible of $50 or $100, consider raising your deductible to $500 or $1,000. Raising this limit could save you up to 25% on your premium.

Combine Your Homeowner’s Insurance and Auto Insurance Policies: Having a package policy can save you 5% to 15% if you buy two policies at one time. Shop around and make sure that the coupler price for your Home and Auto is lower than buying the two polices from two separate agencies.

Make Sure you are Receiving All The Discounts You Are Eligible For: Discounts such as smoke detectors, deadbolt locks, security and fire alarms and fire extinguishers in the home can offer you a discount. As well as if you are 55 or older and retired, you may qualify for a 10% discount.

Don’t Buy Homeowners Coverage You Don’t Need: It makes no sense to buy coverage to protect yourself against risks and situations that you may never encounter. For example, buying earthquake coverage when you live in a non-earthquake zone or buying a personal articles floater when you do not own expensive jewelry.

Completing Updates To Your Home: Your home is your roofbiggest investment. Completing updates in your home such as, roofing, plumbing or heating can make you eligible for a discount.

Before you are renewing or even shopping for a homeowner’s policy, it is important to ask questions and review your coverages to ensure that you are properly covered. Call C.H. Edwards, Inc . and find out some of the many ways that we can help you save. Our Customer Service Representatives are happy to assist you Monday-Friday from 8:30am-4:30pm. Give us a call at (516) 249-5200 or visit our website at www.chedwards.net for more information.

Written by: Amanda Haaase

Sandra’s Travel Adventures, March 20, 2015

Sandra’s Travel Adventures, March 20, 2015

Our Social Media Intern, Sandra Costanzo will be sharing her travel adventures through Spain and Amsterdam with us over the next few weeks. Check back each Friday as Sandra shares her travel adventures with her friends. Please feel free to comment. Happy travels Sandra!

Sandra’s Travel Adventures!
After a long journey, I finally made it to Sevilla, Spain!!! My best friend, Jessica is studying abroad here so I am visiting her with Sandra in SpainCharli and Kaitlyn. As soon as we got here we went to explore the city. We took a bike tour that the four of us had to petal. We passed the Plaza de Espana. We also stopped for dinner and got tapas. The food is so good here and the weather is beautiful. Tomorrow we are going to a soccer game. Check back next week for another adventure!

By: Sandra Costanzo

You Are What You Drink!

You Are What You Drink!

You are what you drink! The human body is made up of 50-70% of water. Water is essential for the human body in order to regulate body temperature and provide means for nutrients to travel to your organs and to transport oxygen to your cells.

Not only does water help your body keep running, but water benefits your body and well being in many more ways that you have probably never thought of.

1. Drinking water with lemon helps aid your digestion. Water with lemon boosts the liver to create bile which is an acid that is required for digestion. Lemon helps to relieve symptoms of indigestion, such as heartburn, belching and bloating.

drinking-water2. Drinking water cleanses your system. Water helps flush out unwanted materials in the body as well as increases the rate of urination in the body. This way by urinating frequently, toxins are released at a faster rate which helps keep your urinary tract healthy.

3. Drinking water clears skin. Water naturally aids healthy skin. Other drinks like, sodas and juices are high in sugar and cause breakouts and blemishes on the skin. Water keeps skin hydrated and glowing.

4. Drinking water aids weight loss. Ever notice when you drinkhighly carbonated and sugary drinks, you feel sluggish and bloated? Well, it’s not your imagination. Drinking water helps keep a slim tummy as well as maintains your body weight and helps aid natural weight loss.

5. Drinking water helps your kidney’s function. Our kidneys process 200 quarts of blood daily, sifting out waste and transporting urine to the bladder. Drinking water helps maintain healthy kidneys as well as prevent kidney stones.

Here’s how to keep yourself hydrated:

Start by drinking a glass of water as soon as you wake up.
Then 30 minutes before eating any big meal. (This will help control appetite, too.)

It is a great idea to get in the habit of keeping a water bottle on hand at all times.

If the taste begins to bore you, spice up your glass or bottle with a squeeze of citrus or lemon! Afternoon-Drink-More-Water

Before you know it, all the benefits of water will be right at your fingertips… and in your body!

Making these simple changes will improve your health and wellness long term. Another long term consideration would be life insurance. If you do not currently have a policy, consider a quote today. Give us a call at 516-249-5200 or visit our website at www.chedwards.net. Make this new year really count!

Written by: Amanda Haase

The Moment That All Apple Fans Have Been Waiting For Is Finally Here, The Release of The Apple Watch

The Moment That All Apple Fans Have Been Waiting For Is Finally Here, The Release of The Apple Watch

The moment that all Apple fans have been waiting for is finally here. The release of the first Apple product since the death of Steve Jobs is happening now. The Apple watch is the first new product to be apple watchreleased in 5 years. This new device is considered to be the most personal product that Apple has ever created. The Apple Watch reads your heartbeat and steps. If it does biometrics right, it could become a useful health tracking tool. It also uses Apple Pay’s Technology, so you can make purchases at checkout with a tap of your wrist. And if you have an iPhone then this product will benefit you even more. This watch is able to sync with the iPhone. For example, you’ll feel a gentle tap with each incoming message. Apple Watch also lets you connect with your favorite people in fun, spontaneous ways — like sending a tap, a sketch, or even your heartbeat. With many more features, the Apple watch is definitely the most high tech watch in history.

Written by: Sandra Costanzo

 

Miley Cyrus’s, Happy Hippie Foundation

Miley Cyrus’s, Happy Hippie Foundation

It may seem like Miley Cyrus has been staying out of the spotlight but what she`s been up to is definitely attention worthy. Miley has started up her own foundation which she has named Happy Hippie Foundation. The goal of this foundation is to bring awareness to youth homelessness. Her newly launched campaign is on both MileyFacebook and Twitter. The main slogan present on these social media platforms is “young people to fight injustice, starting with youth homelessness.” This is an issue that Miley is extremely passionate about and she is striving to bring awareness to this cause and an end to youth homelessness. The first time Miley brought up this issue was when she brought Jesse Halt as her date to last years VMAs. Jesse was formerly a homeless youth. Aside from her date, Miley has been recording a series of small concerts in her own backyard. This project is called “Happy Hippie Presents.” Some of her musical concert guests include Ariana Grande, Against Me! and Joan Jett. This is a project that not only hippies but the whole world should get in on.

Written by: Sandra Costanzo

M.A.C. Cosmetics and Disney`s Cinderella, Teaming Up To Launch The Sparkliest and Dreamiest Make Up Collection!

M.A.C. Cosmetics and Disney`s Cinderella, Teaming Up To Launch The Sparkliest and Dreamiest Make Up Collection!

cinderalla 1 M.A.C Cosmetics and Disney`s Cinderella are teaming up to launch the sparkliest and dreamiest make up collection. It could even be considered fit for a princess! In anticipation of the release of the newest Cinderella film hitting the big screen on March 13th, M.A.C has created a makeup collection to reflect on this film. The entire cosmetic lineup will be available online on February 26th and will be on the shelves of the M.A.C stores on March 5th. With these royal shades, you can now look like a Disney princess. Some of these shades and products include lip gloss that is called Glass Slipper, a beauteous eyeshadow palette called Stroke of Midnight and Royal Ball lipstick. This collection is also a flashback to 2014 when M.A.C launched their Maleficent collection. Just when we thought our inner Disney addict was ecstatic enough, the cinderallaCinderella collection is released. This magical collaboration will feed the inner little girl in us who used to dance around in glittery dress up dresses and hoped for our own fairy godmother. Dressing up and attending a royal ball is now so much easier with this enchanted cosmetic collection.

Written by: Sandra Costanzo

The Hit Broadway Musical, Newsies, Closing It’s Curtains On August 24th 2015

The Hit Broadway Musical, Newsies, Closing It’s Curtains On August 24th 2015

newsies 1Disney is not only known for their characters, merchandise, films or theme parks, but also for their Broadway productions. Disney currently has several theatre productions on Broadway including Aladdin, The Lion King and Newsies. Unfortunately the cast of Newsies will soon take their final bows. On August 24th, 2015, the hit broadway musical will close it’s curtains for good. Newsies ran  for two and a half years and exceeded the profits that were expected from Disney. Although the Broadway newsies 2community will miss Newsies, they are openly welcoming a new musical! Frozen the musical is finally confirmed. Frozen the musical is currently in early development for the stage. This is an extremely big project for Disney and is expected to follow in the successful foot steps of the other musical productions currently on the Broadway stage. “We’re not demanding speed,”Bob Iger, the CEO and chairman of Disney told Fortune. “We’re demanding excellence.” Olaf, Sven, Ana and Elsa are ready to take over Broadway in their highly anticipated musical.

Written by: Sandra Costanzo

The Cast of Dancing With The Stars, Season 20

The Cast of Dancing With The Stars, Season 20

dancing with the stars“Dancing With the Stars” fans, wait no more. The season 20 cast is finally announced! On Tuesday, February 24th, the cast was finally revealed on “Good Morning America”. The competition on this season is anticipated to be the most fierce yet. This seasons cast includes Noah Galloway with Sharna Burgess, Robert Herjavec with Kym Johnson, Patti LaBelle with Artem Chigvintsev, Nastia Liukin with Derek Hough, Riker Lynch with Allison Holker, Charlotte McKinney with Keo Motsepe, RedFoo with Emma Slater, Michael Sam with Peta Murgatroyd, Willow Shields with Mark Ballas, Suzanne Somers with Tony Dovolani and Rumer Willis with Valentin Chmerkovskiy. This talented cast ranges from television icons to musical geniuses to football stars. Aside from these talented people, there is one name that people might not noah gallowayrecognize yet. Noah Galloway is a U.S Army veteran who lost his left arm and left leg in the Iraq war. He is determined to overcome his odds and bring a strong competition to the ballroom along with his cast members.

The 10th anniversary season is being billed as the biggest ever. Producers are anticipated to bring back theme nights such as Disney and Latin night. There will also be the introduction of a new Spring Break special night. There will also be an addition of all-access cameras in the rehearsal studio, which will be available on a live stream. With the wide range of talent to the mix of new and classical elements, this is sure to be an exciting season. Don`t forget to tune in Monday, March 16, at 8 p.m. on ABC to watch all the excitement unfold.

Written by: Sandra Costanzo