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MTV Video Music Awards Unfolded!

MTV Video Music Awards Unfolded!

mtv-vma-winners-highsnobiety-0Music fans everywhere are anticipating the craziness that will unfold during the MTV Video Music Awards. The show takes place on August 24th and will air live at 9:00 p.m. This annual event recognizes the top performers from the past year. Some of the nominees include Miley Cyrus, Taylor Swift, Beyonce, Sia, Pharrell, Iggy Azalea and 5sos. Along with the awards, there will be performances by Jessie J, Ariana Grande, Nicki Minaj, Beyonce/Jay Z and also Sam Smith. From the amazing line up to the talented nominees, this show is definitely going to be one of a kind.

The MTV Video Music Awards never fails to surprise the audience. In 2013, some VMA highlights include `N sync reuniting, Miley Cyrus and Robin Thickes` insane and shocking performance to Miley`s hit song “We Cant Stop” and also Katy Perry`s knock out performance to her song “Roar”. Even though the awards show has moved from the Barclay Center in Brooklyn back to sunny California, the show will be nothing short of entertaining.

Written by: Sandra Costanzo

 

Does your Child have Food Allergies? Be Prepared for this School Year!

Does your Child have Food Allergies? Be Prepared for this School Year!

alergyWith the new school year approaching, it is important to know your children’s allergies to food.

According to studies released in 2013 by the Centers for Disease Control and Prevention, food allergies among children increased 50% between 1997 and 2011. A food allergy can start at any age! Common foods to watch out for with children are milk, eggs, peanuts, tree nuts, soy, wheat, fish and shellfish.

Before sending your child off to school for the first day, prepare yourself early to ensure that your child’s allergies are properly being taken care of throughout the school year.

Start Early: Don’t wait until the first day of the school year to start planning. During summer vacation advise your child’s upcoming teacher as well as the school nurse of your child’s allergies to foods and medications.

Get a doctors letter: At your child’s yearly checkup, request a letter stating what your child is allergic to. Keep a copy for yourself and also provide a copy for the teacher and nurse to keep on file.

Make an emergency contact sheet: Send your child to school with an emergency contact sheet, listing all numbers that someone can be reached at in case of an emergency.

Children who have peanut allergies: If you have a child who has a peanut allergy, talk to the school and see if “Peanut-free” classrooms are available.

Food allergies can be scary, being prepared is the best thing for your child and you.

Have a safe school year from C.H. Edwards!

Written by: Amanda Haase

 

 

Attention Business Owners! Does your Business Insurance have these 5 Important Coverage’s?

Attention Business Owners! Does your Business Insurance have these 5 Important Coverage’s?

business 1As a business owner, you probably already have a Business Owner’s Policy (BOP) to provide protection for your property, Liability coverage for third parties, Workers Compensation for your employees, Auto coverage for business vehicles as well as health insurance.

There are some other coverage’s that you may be over looking to offer the optimum protection.

1. Business Interruption Coverage-What happens if your business experiences a catastrophe? In order to have the funds available to continue to run your business and to pay your employees during this time, you will want this coverage.

2. Employment Practices Liability Insurance-This coverage protects against employees making claims for discrimination, sexual harassment, wrongful termination, or some other alleged wrong. Having the funds to pay for damages resulting from such claims would come from carrying this coverage.

3. Errors and Omissions Coverage-This coverage protects from claims by clients that your business performed negligently or failed to do something they should not have done. This coverage is not limited to Doctors and Lawyers, just about anyone in business can obtain errors and omissions (E &O) coverage.

4. Personal Umbrella Policy-If you are a sole business owner or a general partner, be aware that your assets can be attached to any debt the business acquires. You will want extra protection for this and that can be offered with a Personal Umbrella.

5. Workers Compensation and Disability for Yourself-Most states do not require this coverage for business owners and partners. New York State does not, but it does require a Corporation to cover employees Workers Compensation and Disability. This gives you an added measure of protection if you are injured on the job.

This is a brief overview of some additional business coverage’s that you should be carrying. If these coverage’s have not been discussed with you when setting up your current policy, this is probably a good time to review your coverage.

C.H. Edwards, Inc. has experienced and knowledgeable specialists in the area of Commercial Insurance that can assist you in creating a policy that best fits the needs of your business. Give us a call today at 516-249-5200, and put the future of your business in our hands!

Written by: Denise Visco

 

Tips for Traveling with Kids Made Easy!

Tips for Traveling with Kids Made Easy!

traveling with childrenTraveling with young children can sometimes be a little challenging. Young children can get bored quickly and are not easily occupied unlike teenagers and young adults.

To make traveling with children easier, here are a few helpful tips:

Traveling on a Plane:
• If you are traveling on a plane, be sure in your “carry-on-bag” you pack kid friendly supplies such as crayons, coloring books, headphones for music and movies and easy snacks such as crackers and fruit snacks. Also gum and lollipops help clear your children’s ears when up in high altitudes.

Traveling in the Car:
• If you are traveling in a car, pack kid friendly CD’s or DVDs to make the time go faster. Children can get very restless if they are in a car for a long period of time. Playing games such as “I Spy” will help keep your children occupied.

Traveling by Public Transportation:

• If you are traveling on a bus or train it is always good bring antibacterial products such as wipes and hand gel. Bring along an IPod or MP3 player for your child to listen to on the ride to sooth and calm them.

Before leaving for your trip, be sure that you pack the following check list:
• Pull-Ups & Diapers
• Wipes
• Change of Clothes
• Crayons
• Coloring Books
• Kid Friendly CD’s
• Sunglasses
• Juice Boxes
• Snacks
• Water
• Hand-Gel
• Tylenol or Motrin
• Favorite Toy
• Blanket

Traveling with Children can be made easy by simply following some of these helpful tips and ideas for all types of travel!

 

Written by: Amanda Haase

 

 

Get the Inside Scoop on Miley Cyrus’s Bangerz Tour!

Get the Inside Scoop on Miley Cyrus’s Bangerz Tour!

 

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Miley Cyrus is back with her wildly popular Bangerz tour. The tour was delayed due to medical issues that Miley was  experiencing. She is now fully recovered and anxious to continue the rest of her tour according to her twitter.

The tour kicked off right here on Long Island at the Nassau Veterans Memorial Coliseum on August 1st. The show opened  with her hit song, Love Money Party and concluded with Party In The U.S.A. There was never a dull moment and the  whole venue was dancing and singing along the entire time.

She was able to maintain a personal connection with the audience and kept the audience anticipating on what would  happen next. The set list included songs from her most current album title Bangerz and also some of her older songs. She  also covered songs from The Beatles and The Smiths.

She’s come a long way since Hannah Montana but her musical and performing talents have definitely matured which  keeps her loyal fans constantly guessing on what her next move will be.

Written by: Sandra Costanzo

 

Are you Insuring a new teen driver? Have you discussed Cell Phone Safety with them?

Are you Insuring a new teen driver? Have you discussed Cell Phone Safety with them?

textingHas your teen recently passed their road test? You know what that means; “Mom can I have the keys?”. As a parent this is a good time to enforce rules regarding Cell Phone Safety, also referred to as Texting and Driving.

11% of all drivers under the age of 20 years old are involved in some sort of fatal car crash due to being distracted at the wheel. Before handing over the keys it is important do go over some specific pointers with your new driver :

Out of Sight Out of Mind – Explain to your teen that before getting behind the wheel put their phone on silent and either put it in the back seat or tucked away in a bag. This will decrease the chance of them wanting to respond to a message.

Designated Texter – It may sound funny but have your teen set a designated texter who can read the messages and respond to them. You won’t miss a beat with your Best Friend helping you respond to important text messages.

Setting a Good Example – If your teen sees you texting and driving, what do you think they will do? Text and drive! Set a good example while your driving with them in the car. Do not take out your phone and show them that it can wait!

Texting at a Stop Light – Make your teen aware that texting at a stop light is also unsafe and illegal! Texting at a stop light causes you to loose focus on what is going on around you.

Before letting your teen go out for their first drive alone, enforce these rules and go over these important safety tips to ensure their safety.

Call C.H. Edwards, Inc. and we can help you protect your teen with one of our Automobile policies. Our Personal Lines Representatives will help you find coverage that best fits you and your new driver! Call us toll free at 877-420-6918 or at 513-249-5200 during our office hours of Monday – Friday 8:30-4:30.

Play it safe! Call now!

 

 

Does Your Current Insurance Company Offer You Discounts? You should know what’s available to you!

Does Your Current Insurance Company Offer You Discounts? You should know what’s available to you!

blog discount

There are many different types of discounts that insurance companies can make available to our customers. Do you know what they are? The first is a coupler discount. This means that your home and auto are insured together. Another discount can be added if an umbrella policy is included in the package. Some of the other discounts that we can make available to you are age of home, home buyer, renovation, claim free, retirement, gated community and protective devices.

These are discounts that you can inquire about but should be made available to you upon your annual renewal review. If this isn’t happening with your current agent, maybe it’s time for a change.

C.H. Edwards ,Inc. is an Independent Insurance agency who represents over 15 A+ rated, highly competitive insurance companies. We specialize in Auto insurance, difficult to insure Long Island homes as well as a full range of Commercial insurance. Flood insurance and Life insurance are also available at competitive prices. Let an Independent Agent do the shopping for you.

Does any of this sound interesting to you? Make a no obligation phone to C.H. Edwards, Inc. today and let us tell you how these discounts can help you save money! Don’t delay, give us a call today. 516-249-5200.

Discover Long Islands East End!

Discover Long Islands East End!

 

Farm blogLong Island is known for salty beaches and wide open spaces. Many people may not know about the treasures you can discover on the east end of our Island. Small towns and wonderful Bed & Breakfasts are the back drop for a wonderful getaway.

A perfect weekend getaway or day trip for Long Islanders is to the east end to visit our beautiful farms. Every season there is something new to pick on our farms. From Pumpkins and apples in the Fall, to Blueberries, Strawberries, vegetables and Lavender in the Summer time. The Vineyards are a “must see” in both Summer and Fall. Fresh baked pies are available year round and for a limited time in the Fall, there’s Apple Cider donuts!

In addition to picking fresh fruits and vegetables in the Fall, you can also enjoy Hay Rides, Corns Mazes and the annual “Spooky Walk” at Camp Paquatuck in Center Moriches during Halloween season. (To learn more about the Spooky Walk, visit www.spookywalk.com)

Long Islands Farms and attractions are staffed by friendly locals willing to help you achieve the experience you are looking for. Not only is this a fun trip for a weekend but it is also an awesome and interactive way to spend time with your loved ones.

Visit www.eastendgetaway.com for a listing of Long Island farms as well as Vineyards, Shows and Attractions, Accommodations and even Dining and Shopping!

Take a trip and experience the beauty of Long Island’s East end.

 

Check Out Long Islands East End!

Check Out Long Islands East End!

Farm blog

Long Island is known for salty beaches and wide open spaces. Many  people may not know about the treasures you can discover on the  east end of our Island. Small towns and wonderful Bed & Breakfasts  are the back drop for a wonderful getaway.

A perfect weekend getaway or day trip for Long Islanders is to the  east end to visit our beautiful farms. Every season there is  something new to pick on our farms. From Pumpkins and apples in  the Fall, to Blueberries, Strawberries, vegetables and Lavender in  the Summer time. The Vineyards are a “must see” in both Summer  and Fall. Fresh baked pies are available year round and for a  limited time in the Fall, there’s Apple Cider donuts!

In addition to picking fresh fruits and vegetables in the Fall, you  can also enjoy Hay Rides, Corns Mazes and the annual “Spooky  Walk” at Camp Paquatuck in Center Moriches during Halloween  season. (To learn more about the Spooky Walk, visit  www.spookywalk.com)

Long Islands Farms and attractions are staffed by friendly locals willing to help you achieve the experience you are looking for. Not only is this a fun trip for a weekend but it is also an awesome and interactive way to spend time with your loved ones.

Visit www.eastendgetaway.com for a listing of Long Island farms as well as Vineyards, Shows and Attractions, Accommodations and even Dining and Shopping!

Take a trip and experience the beauty of Long Island’s East end.

 

Restaurant Owners Have Unique Needs!

Restaurant Owners Have Unique Needs!

Restaurant Blog Good!!

 

Do you own a restaurant or has it always been your dream to open a restaurant? Insuring your dream may not be high on your list of priorities, but should be. Protecting your livelihood is the job of an experienced insurance agent. Restaurant owners have very unique needs.

Here are some things to consider:

Although any location can be a restaurant, your insurance premium can be significantly impacted by factors that are near or adjacent to the location. For example, Waterfront locations are beautiful but are more difficult to insure due to the risk of flood and wind. Proximity to dangerous exposures, such as manufacturing or hazardous materials handling are just some of the examples of situation to avoid when choosing the ideal location.

Be aware of the obvious liquor liability, constantly changing property limits, food spoilage coverage, equipment and boiler equipment breakdown, employers liability (including workers compensation and disability) are just some of the additional areas owners should educate themselves about.

An independent insurance agent can help access, diagnose and offer invaluable advice on how to cover these exposures. You wouldn’t let an insurance agent cook in your dinner, so why are you acting without the counsel of an insurance professional.

C.H. Edwards, Inc. is an Independent Insurance Agent that has been in business since 1925 representing over 2,000 individual and business concerns in the New York Tri-State area. With a combined over 100 years of experience we have the tools to help you succeed.

For more information and a no obligation quote, feel free to call one of our knowledgeable specialists at 516-249-5200 or visit our website at www.chedwards.net.