info@chedwards.net   (516) 249-5200
Menu

Blog

Better to be “safe” than “sorry” this Graduation Season!

Better to be “safe” than “sorry” this Graduation Season!

graduation blog pic

High school students across Long Island look forward to the Spring season. Many of them will be attending graduation ceremonies and parties. This may be an exciting time for teens but a terrifying time for parents who are concerned about their children’s safety. Around this time of year, many teens are involved in automobile accidents due to being distracted, texting or driving under the influence.

There are numerous ways parents can prepare themselves for this time of year and ensure their teen is arriving safely to graduation parties and home.

Here are some helpful tips to keeping your teen safe and putting your mind at ease:

  • Make sure your son/daughter has a plan for the evening and that you know what it is.
  • Know who is driving to and from parties.
  • If you are holding a party for your child, take stock of your alcohol in your home prior to the beginning of the night.
  • Always let your son/daughter know that you will be available to pick them up if they feel unsafe regardless of the circumstance.
  • Communicate with other parents to know where your children will be and who will be supervising.
  • Before hosting your party set clear rules in advance for the night of the party. Discuss the rules and consequences of breaking them with teens before the night begins and reinforce them. Rules should include: No drugs or alcohol and no leaving the party and then returning.
  • Offer non-alcoholic beverages and do not serve alcohol.
  • When greeting guests at the door watch for large bags that guests might use to smuggle in alcohol. Have guests put their belongings in a room close to where you will be staying so you can watch if they are going to their bags to get alcohol/drugs that may have gotten past you at the door.
  • Check your yard/house and number of guests frequently to avoid having guests who might leave and return without your knowledge.
  • Make it clear that you will not allow any uninvited guests to crash the party. Parties can get out of control if the number of guests continues to grow through the night.
  • Follow these helpful tips and if your teen is driving on Graduation night make sure they are insured.

Have a safe Graduation!

Change is a good thing, C.H. Edwards, Inc. Can Help!

Changes are all around us. The days are longer the weather is getting warmer. You may be celebrating a Wedding or Graduation. Maybe your purchasing a new home, car or boat? Perhaps your changing jobs or starting a new hobby or even purchasing a new piece of jewelry for your special somebody. Have you always dreamed of starting your own business or expanding your current one? Wouldn’t you like an insurance agent who can make those changes with you?
C.H. Edwards, Inc. is the agency your looking for. We can customize a policy that best fits your needs. Our experienced sales representatives will make sure that you receive the right coverage’s, any allowable discounts and with a price that fits your budget. How can we do that? C.H. Edwards, Inc. is an Independent Insurance Agent and we make it our business to align ourselves with the best companies so that we can offer you that guarantee. We can do the shopping for you and give you the quality that you so deserve.
So why wait. Embrace change! Whether it is Auto, home, flood, Umbrella, business or a Life policy you are seeking to help you with these changes, make a call to C.H. Edwards, Inc. today at 516-249-5200.

We are open daily from 8:30 a.m. to 4:30 p.m. If you like to do your shopping after regular business hours, our website is open 24 hours a day, 7 days a week. Visit us at www.chedwards.net. This may be the best change you make!

Congratulations on your upcoming celebrations and we look forward to making you a member of the C.H. Edwards, Inc. family!

Who needs Flood Insurance? You!

Who needs Flood Insurance? You!

Many homeowners believe that because they do not live near the water they do not need flood insurance.  After Hurricane Sandy, homeowners learned flood was not covered under their homeowners policy.  Here are just a few facts about flood insurance you may not know:

  • Your homeowners policy does not cover flood damage.
  • In the past 5 years, all 50 states have experienced flood damage.
  • A few inches of water from a flood can cause tens of thousands of dollars in damage.
  • More than 80% of presidentially declared disasters have included flooding.
  • About $300 is the average annual premium for flood insurance.
  • Contents coverage is available separately, so both renters and homeowners can opt for up to $100,000 of Contents coverage with their Flood Insurance.
  • There is a 30-day waiting period before Flood insurance coverage goes into effect.

Flooding causes more than $2 billion property damage each year; you cannot afford to think that it will never happen to you. It can happen, and often when it’s least expected.  Flood insurance will help you and your home get back to normal as quickly as possible after a flood.

There is the potential for at least ten named hurricanes this season.  Don’t get caught without the most important item on your hurricane preparedness list, flood insurance.

Call C.H. Edwards today and one of our friendly representatives will be happy to give you a quote on Flood Insurance with no obligation. It’s better to be safe than sorry! Look into Flood Insurance today to ensure that your home and belongings are protected.

 

It’s Prime time for Prom time!

It’s Prime time for Prom time!

PhotoGrid_1402949904835

Prom is a fun and exciting time for teens.  It’s a time where they can celebrate with their friends and enjoy the last few months of high school.  Make sure your teen is celebrating safely and wisely.

Here are some safety tips to help your teens have fun the right way:

  • Be stylish and safe by wearing comfortable shoes and attire to prevent injury.
  • Say no to alcohol and drugs.
  • Don’t drink and drive, and don’t get into the car with someone who has been drinking.
  • Wear a seatbelt every time! No matter how long the trip.
  • Make sure your parents or guardians know where you are at all times.
  • Use the “buddy” system and travel in groups.
  • Most of all, have fun and be safe!

Make Prom 2014 unforgettable and a memory that will last forever!

 

Who says Fathers Day can’t be about Mom’s too?

Who says Fathers Day can’t be about Mom’s too?

fathers day

 

Fathers Day is a time to honor the men in our life who have watched over, taken care of, and have made us who we are today. The bond between a child and father is priceless. This Fathers Day lets honor the men who have been by our side as we have grown. No matter if it is your father, grandfather, uncle, or brother, make sure your appreciation is known and show them how much they matter to you.

Fathers Day is not only a time to recognize the men in our life, but to recognize the mothers who have also had to take on the role as a father figure for their children. In the United States, 80.6% of single parents are mothers. Mothers must provide the emotional support and nurturing of both the mother and father in the household.

27% of single mothers live below the poverty line and lack the financial resources to support their children, as compared to having a male figure present.

Make sure that this Fathers Day you consider and thank all the men or women in your life that have helped you down the road while insuring a stable bond. Having this bond has been essential to your mental and human growth as an individual.

This Sunday, June 15th show you care and wish your loved ones a Happy Father Day!

This Summer Stay Cool in a Safe Way !

Summer is vastly approaching and the temperature outside is rising. The pool can be a refreshing way to cool down in the heat. Before jumping in, make sure everyone is aware of conscious pool safety:

  • Installation of self-gating/latching gates and appropriate barriers around the pool.
  • Adult supervision is needed when children of a young age are in the pool.
  • Make sure no one swims alone.
  • Have life-saving equipment easy accessible and nearby.
  • Check pool’s anti-entrapment drain covers
  • Maintain proper chemical levels, circulation, and filtration.
  • Test and adjust PH levels as needed to minimize the risk of earaches, rashes, and other serious diseases.
  • Enforce around the pool rules: “No Diving”, “No Running”, and “Swim with a buddy”.
  • Keep pool area clear of glass bottles, toys or potential accident hazards.
  • Enroll children into Safety Swim Programs with appropriate age group.
  • Keep all electrical devices away from the pool.

About 43,000 people are injured in and around a swimming pool and more than 600 people drown in home pools due to the lack of supervision that is needed. Beat the heat and stay cool the safe way.

Your friends at C.H. Edwards, Inc. wish you a safe and happy summer swimming season !

 

C.H. Edwards got Talent!

C.H. Edwards got Talent!

Photo: One quilt finished and three to go

Our Bookkeeper Rosie Lenoci here at C.H. Edwards has got quite a magnificent talent. Not only is she an amazing Bookkeeper but she is an Avid Quilter. It all started when her sister had threw out a Home and Garden Book. At the time, Rosie thought, “You can’t throw out a book!” Rosie took the book out of the garbage and began to look through it. She came across a beautiful Christmas Quilt, and her first thought was “I want to make that quilt!” She decided to go to a sewing store, and asked the women working if she could teach her how to make it. The women said “no” but said she was hiring someone to teach a quilting class. So Rosie signed up.

After taking the classes, Rosie was hooked! The very first quilt she made was a Log Cabin Quilt. In she opened a store on Broadway in Massapequa, NY called The Quilting Bug. She sold custom quilted curtains, quilts, and fabrics. She even offered quilting classes for adults and children.

Rosie says that the thing she liked the most about quilting is the opportunity to be creative and the challenge of taking a piece of fabric and turning it into something awesome!

If you want to see Rosie make a quilt from start to finish, visit her face book page!

https://www.facebook.com/rosie.lenoci.1?fref=ts

 

Combat Your Spring & Summer Allergies

Combat Your Spring & Summer Allergies

If you have allergies or asthma, spring and summer can be challenging times of the year. Spring and summer are known for temperature and humidity changes as well as high pollen counts. The morning is when the pollen count is at its highest. There are three phases to treating seasonal allergies: environmental control, medication, and immunotherapy. Don’t let those spring and summer allergies bog you down! Here are a few tips to combat your spring and summer allergies:

  • Keep Pollen under Control- Wash bedding every week in hot water. Wash your hair and shower before going to bed, since pollen can accumulate in hair.
  • Go natural and try using nasal irrigation to cleanse and clear your sinuses.
  • Seasonal allergies are brutal on the body’s ability to stay hydrated. Drinking a lot of water to flush your system will support the
  • elimination of foreign irritants in your system.
  • Clean Every Surface- Wear a mask and gloves when cleaning, vacuuming, or painting to limit dust and chemical exposure. Vacuum twice a week.
  • Wash Rugs- Limit throw rugs to reduce dust and mold build up. If you do have rugs, make sure they are washable.
  • Keep Indoor Air Clean- Keep windows closed to reduce pollen from entering the house. Change filters in air conditioning units and vents frequently during this time of year.
  • Preventing pollen from building up on your eye lashes by wearing large sunglasses.

If you are an allergy sufferer don’t let the beautiful weather keep you inside!

Protecting Your Skin this Summer Season!

Protecting Your Skin this Summer Season!

Summer is right around the corner! Where will be your hot spot this summer season? The beach or the pool? No matter where you’re headed, make sure you protect your skin by wearing sunblock. Everyone loves a beautiful tan, but make sure you are being safe about it, so you can decrease your chance or wrinkles and melanoma.

Many people don’t know what a tan really is. A tan works as a shield from radiation. Imagine thousands of tiny umbrellas in your skin that open more, the more they are exposed to the sun, which in turn makes your skin look darker.

A tan does not cause cancer or damage, but is rather the visible evidence that damage to your skin cells has already occurred.

Wearing Sunblock will prevent you from tanning. It will protect you against harmful UV rays that the sun gives off. When being out in the sun, be cautious of the time you’re spending out there. Be careful between 12 p.m. and 4 p.m. that is when the sun is at its hottest point.

Many people using tanning oils to increase how dark their skin looks. That is ok too! Tanning oils are not bad. The purpose of tanning oil is not to block out sun like sunscreen, but to concentrate the radiation from the sun to expedite the “shielding” process of your skin.

Only use tanning oils which offer some sun protection; SPF 15 or higher is best. Like sunscreen, coat your entire body in tanning oil and reapply often to ensure an adequate amount of protection.

Go out and enjoy the sun, but be safe and protect yourself!

 

Memorial Day Weekend BBQ Safety

Memorial Day Weekend BBQ Safety

123

Memorial Day represents the traditional start of the outdoor cooking season. This is the time of year that sends thousands of people to the store for charcoal, filling propane tanks and dreaming of a great cookout. But, a grill placed too close to anything that could potentially catch on fire is a hazard.

Follow a few of these simple tips and you will be on the way to safe grilling this weekend!

  • Keep your grill clean by removing grease or fat buildup from the grill and the tray below the grill
  • Never leave your grill unattended. Keep children and pets at least three feet away from the grill area.
  • Food Safety: make sure meat is cooked and stored properly.
  • Keep your grill placed away from the home, deck railings and out from under eaves and overhanging branches.
  • Never leave your grill unattended
  • If using charcoal, let the coals cool down completely before disposing them in a metal container.
  • If using propane, check the gas tank hose for leaks before using it for the first time each year
  • If you smell gas while cooking, immediately get away from the grill.
  • If the flames go out, turn the grill and gas off and wait at least 15 minutes before re-lighting it.