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Take a bite into National Salad Month!

Take a bite into National Salad Month!

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Summer is coming and it’s National Salad Month! Get into shape with a healthy recipe for a crisp green salad and a delicious side of no guilt.

Recipe:

What you will need-

  • 3 tablespoons red wine vinegar
  • 1 teaspoon honey
  • 1 teaspoon maple syrup
  • 1/2 teaspoon stone-ground mustard
  • 2 teaspoons grape seed oil
  • 7 cups loosely packed baby arugula
  • 2 cups red grapes, halved
  • 2 tablespoons toasted sunflower seed kernels
  • 1 teaspoon chopped fresh thyme
  • 1/4 teaspoon salt
  • 1/4 teaspoon freshly ground black pepper

Preparation-

  1. Combine vinegar, honey, syrup, and mustard in a small bowl.  Gradually add oil, stirring with a whisk.
  2. Combine arugula, grapes, seeds, and thyme in a large bowl.  Drizzle vinegar mixture over arugula; sprinkle with salt and pepper.  Toss gently to coat.

ENJOY!

 

So you think you don’t need Disability Insurance

So you think you don’t need Disability Insurance

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When asked the question what does disability insurance really do? The simplified answer would be that it protects your paycheck when an illness or injury occurs. Disability insurance could be your life line.

Your paycheck plays a huge role in your day to day life, why not help protect your paycheck by giving it the proper assurance it needs to help you. While your employer may offer disability coverage to you it is usually a minimal amount of coverage. By having your own disability coverage put in place on top of the coverage offered from your employer, it will help you in the long run when “Life Happens”.

Take Some Action!

Contact C.H. Edwards, Inc. and speak to one of our Independent Insurance Agents for a free no obligation consultation. We will help you get the appropriate coverage you need to protect you, your family, and your paycheck.

Why Should You Choose C.H. Edwards, Inc. for Your Insurance Needs?

Why Should You Choose C.H. Edwards, Inc. for Your Insurance Needs?

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  • C.H. Edwards, Inc. is a family owned, Independent Insurance Agency, in business since 1925.
  • Our owner, Steven Visco, Ph.D., AAI has been in the Insurance business for over 30 years and is available to speak with you about your specific needs.
  • A friendly and knowledgeable staff is also on hand to assist you by phone or handle your walk in business Monday through Friday from 8:30 a.m. – 4:30 p.m.
  • Whether it is your Home, Auto or Business we can answer your questions, make suggestions and provide you all of the coverage you need.
  • We have an in-house Life Insurance Department as well as a Notary Public.
  • If our regular business hours are not convenient for you, our website is available 24 hours a day, 7 days a week at www.chedwards.net.
  • You can also visit us on Facebook at www.facebook.com/chedwardsinsurance .
  • Our website has a blog that also provides information on Insurance related topics at www.chedwards.net/blog.
  • We take pride in the fact that we have a relationship with dozens of top companies and can provide you with the best coverage at the most competitive prices.
  • Our staff can do all the shopping for you and provide you with piece of mind.
 
Still not convinced, give us the opportunity to introduce ourselves to you.  Make a no obligation call to C.H. Edwards, Inc. at 516-249-5200,stop by our offices at 791 South Main Street in Farmingdale, New York or visit our website at www.chedwards.net.
Let us make you part of the C.H. Edwards, Inc. family and show you the benefit of the quality customer service we provide our clients.

Thank you for your time and we look forward to speaking to you soon!

The History of Mother’s Day in the United States

The History of Mother’s Day in the United States

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Mother’s Day is celebrated around the world at different times.  In the United States it is celebrated on the second Sunday in May.

You may be surprised to learn that Mother’s Day began as a protest to the carnage of The Civil War started by women that lost their sons.  The original proclamation dates back to 1870 by Julia Ward Howe of Boston.  Howe’s idea was influenced by Ann Marie Reeves Jarvis, a young homemaker who started “Mother’s Friendship Day” in 1858.  It wasn’t until 1907, two years after Jarvis’s death that her daughter, Anna Jarvis started a campaign to establish a national Mother’s Day.  In honor of her mother’s cause, Ms. Jarvis carried out her mother’s dream to create a day to honor mothers both living and dead.

As a result of her efforts, the first Mother’s Day as we know it was celebrated on May 10, 1908 at a church service in Grafton, West Virginia.  It took until May 9, 1914 for President Woodrow Wilson to proclaim Mother’s Day a national holiday.

Today Mother’s Day is celebrated to recognize the efforts of mothers.  It is a day to pay tribute to that special woman in your life you may call Mom, Mommy or Mother.  Whether it is a special card or gift, a meal out or just spending time with your family, make this Mother’s Day a special one.

From your C.H. Edwards, Inc. family, Have a very Happy Mother’s Day!

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Discounts on your Insurance are available!

Discounts on your Insurance are available!

There are many different types of discounts that we can make available to our customers. The first is a coupler discount. This means that your home and auto are insured together. Another discount can be added if an umbrella policy is included in the package. Some of the other discounts that we can make available to you are age of home, home buyer, renovations, claim free, retirement, gated community, and protective devices. 

C.H. Edwards, Inc. is an Independent Insurance Agency who represents over 15 A+ rated, highly competitive insurance companies. We specialize in Auto Insurance, difficult to insure Long Island homes, as well as a full range of Commercial Insurance. Flood insurance and Life insurance are also available at competitive prices. Let our Independent Agents do the shopping for you!

Does any of this sound interesting to you? Make a no obligation phone to C.H. Edwards, Inc. today and let us tell you how these discounts can help you save even more money! Don’t delay, give us a call today.

Let us make today a great day!
(516) 249-5200
 

Coverage for Your Company Cars

Your Long Island business might have grown to the point that you are considering a small fleet of company cars for your sales and service staff. The right auto insurance is vital to financially protect your investment in a company car fleet. It might be a good idea to discuss your specific needs with your agent to obtain the best possible quote for your commercial auto insurance policies.

Typically, bodily injury liability coverage is necessary in case you or one of your employees causes an accident that injures someone else. Property damage liability insurance might be needed in the event you damage someone’s property in an at-fault accident. Your company fleet might also need collision coverage, which can help cover the cost of repairs if one of your vehicles is damaged in a collision. It is also worth considering comprehensive coverage, in case one of your cars is stolen or damaged in a mishap other than a collision.

Personal injury and medical payments insurance may cover healthcare bills or funeral expenses for an insured individual who is hurt or killed in one of your company cars. Uninsured or underinsured motorist insurance can also be an option, as this could provide coverage for injuries and damage if one of your company cars is involved in an accident in which the party at fault has either no insurance, or inadequate coverage, to pay for your damages.

It is important that you make your expectations regarding use of a company vehicle clear to your employees. You may also want to make sure all employees at your company have good driving records, carry proof of insurance, and know what to do in case of an auto accident.

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A Cracked Windshield May Pose a Safety Hazard

A cracked windshield may not seem like a major problem, but it could turn out to be a serious hazard over time. It’s quite easy to end up with a crack or chip from flying stone or other debris. A comprehensive auto insurance policy might not only cover you for damage from an accident, it can also cover the repair of a cracked windshield.

A small crack in your windshield may spread, and eventually obstruct your view, making it difficult for you to see pedestrians, cyclists, and other vehicles. This could lead to an accident, and a claim on your insurance. If your windshield is already compromised and you are involved in a collision, the windshield is also more likely to shatter. The windshield also contributes to the overall structural strength of your car, which is critical in an accident.

It is important that you have your windshield repaired or replaced if it becomes chipped or cracked in order to avoid a more serious situation. It is vital that the structural integrity of your car is maintained and your view of the road is unobstructed, so that you may reduce your risk of an accident and a claim on your auto insurance policies.

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Preparing Your Car for a Major Road Trip

It is important that you make sure your car is in good working order before you hit the road for a long trip. It would be unfortunate to spend part of your long-awaited vacation in an auto repair shop because disaster unexpectedly struck. You may want to contact your Long Island agent before setting out on your trip to make sure your auto insurance policies are current, and give you the coverage you need to financially protect your car and passengers.

There are some items to check before embarking on your journey:

• Check your tires and the tire pressure. Also, make sure that your spare is in good shape.
• It may be wise to check all fluids such as water in the radiator, transmission and brake fluids, engine oil, and windshield wiper fluid.
• You may want to make sure that all lights are working and that your air conditioner is functioning well.

It may make sense to take a fire extinguisher and flashlight on your trip, as well as jumper cables and water bottles. It’s also a good idea to make sure you have the contact information for your insurance agent in case of an accident. Ensuring you have adequate auto insurance is especially important before taking your car on a lengthy vacation trip.

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Preventing Vehicle Fires

Proper auto maintenance is crucial for preventing car fires, keeping your family safe, and avoiding claims on your auto insurance. According to the National Fire Protection Association (NFPA), it is a good idea to have your auto thoroughly inspected at least once a year for any potential hazards that could cause a fire or other problems.

Some potential vehicle fire hazards include fluid leaks, cracked hoses, loose wiring, or wiring with exposed metal. These kinds of hazards may warrant an immediate trip to your Long Island auto repair professional. Changes in the way your vehicle runs or sounds may need to be investigated too. Loud exhaust tones, smoke coming from the tailpipe, or backfiring could be signs of trouble that may cause a vehicle fire. It is important to have these kinds of problems repaired right away. Your insurance policies for your auto may not cover damage done to your vehicle from simple lack of maintenance.

Should your auto catch on fire, the NFPA recommends you pull immediately off the road, put the car in park, turn off the ignition, put on the emergency brake, get yourself and all passengers out, and stand at least 100 feet away from the vehicle. It may be dangerous to open the hood as more oxygen may feed the fire, and cause you injury. It may be better to call 911 and wait for emergency services to arrive. Once the fire is out and you observe the damage, you may need to contact your auto insurance agent for help in filing a claim.

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Taking a Home Inventory is Worth the Effort

Organizing a home inventory for your insurance company may seem tiresome and tedious, but knowing the value of what you own can help to determine how much home insurance you need in order to give you the right financial protection. You might be especially happy you put in the effort if a fire or natural disaster were to hit your Long Island home.

Following a catastrophic event, it may be difficult to think clearly. Your house itself and your possessions may have been damaged or destroyed, and you might find it hard to recall everything that you own. This is one reason why it is important to organize a detailed home inventory when you take out your home insurance policy. Once you have done your inventory, keep it in an electronic format that can be accessed from a remote location.

According to the Insurance Information Institute (III), a home inventory should include a detailed description of your personal possessions, any appraisals you may have had done, and receipts to show what you paid for things. The III offers free software called Know Your Stuff that you can download to create a home inventory that is securely stored online, and can be accessed from any location. Following a disaster, your home inventory might help you qualify for any available financial assistance. It could also help speed up the claims process for you, as you recover from your losses.

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