Common Penalties for Driving Without Insurance
As stated above, penalties for driving without New York automobile insurance vary from state to state; however, a few of the most common penalties include:
· Having your driver’s license suspended.
· Having your vehicle registration suspended.
· Receiving a traffic ticket for a no insurance violation. This is in addition to the traffic ticket(s) you receive for the original reason you were pulled over. Depending on the officer and where you receive the ticket, you might be able to have the ticket dismissed if you can show proof of New York automobile insurance within a certain time period following the date of the citation; however, this generally only applies if you really did have coverage at the time of the traffic stop and just happened―for whatever reason―to not have your insurance card with you.
· Meeting SR-22 requirements. Some states might only impose this if you cause an accident while driving without insurance; others may impose it simply for driving uninsured.
· Hefty fines. In addition to meeting other requirements, you’ll have to pay to have your license and registration reinstated. Plus, you’ll have to cover the traffic ticket fines.
Keep in mind, that these are just a few of the most common penalties. Check with your state’s DMV for specific details.
Call us at C.H. Edwards for a fast, free and easy New York automobile insurance quote!