Foundation Fissures
Your home is your largest and important investment that you can own and you must protect it. It is also up to you to advise your Long Island home insurance agent to revise and update your policy with any improvements, updates or additions.
But if hairline cracks in foundation walls might be the result of concrete curing or minor settling; there is no cause for alarm. This is the homeowner’s responsibility to keep the home and property maintained to avoid any structural problems.
Mark the cracks with tape and check them again in a few months. If they’ve worsened, call a structural engineer. If they’re stable, fill them with an epoxy-injection system. Also:
• Fill in holes in siding and foundation walls with expandable foam.
• Check that the ground around the foundation slopes away from the house (about 1 inch per foot).
• Look for pellet-shaped droppings or shed wings from termites.
• Clear the area of leaves, in which rodents can nest.
Following the above steps will make you feel safe and secure knowing the structural quality of your home is at its best. Also, make sure that your Long Island insurance is always up to date.
