Looking for ways of saving on New York homeowners insurance?

Householders who automatically renew New York homeowners insurance or auto insurance coverage every year may be missing opportunities to reduce their insurance costs. Rather than simply writing a check for insurance premiums and then forgetting the matter for another year, consult our insurance agency; we’ll be happy to obtain a variety of insurance quotes for you and help you to compare offers and find ways of reducing insurance premiums.

Shopping around for insurance is the best way to ensure that you get good value. For example, some groups of policy holders are considered to be low risk by different insurers and may be offered incentives that can reduce insurance costs.

  • Retired homeowners who spend a lot of time at home are considered to be at lower risk of burglary than people who leave their homes empty when they go to work.
  • Motorists with flawless driving records are considered to be safe drivers and may qualify for discounted auto insurance premiums. 
  • Homes that have modern electrical wiring are considered to be less likely than older homes to suffer fire damage as a result of electrical faults.
  • Purchasing homeowner’s coverage from the same insurer that provides your auto insurance may qualify you for a multi-policy discount.

We can help you by identifying opportunities for credits, discounts and other incentives that could reduce the cost of New York homeowners insurance and auto insurance. Call us today, and we can start working with you to get the best homeowners and auto insurance deals!

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