NY Car Insurance Premiums Increase As Moving Violations Are On The Rise
Moving violations are on the rise resulting in NY Car insurance rocketing premiums. The statistics worsen as offenses pile up. Some of the violations that hurt your car insurance rates include:
· Speeding tickets
· Driving under the influence of drugs or alcohol
· Careless or reckless driving
· Running red lights
· Failure to yield or stop at a sign
· Fleeing from police
· Driving the wrong way down a divided highway
· Improper passing
· Unsafe U-turn
· Failure to use a child restraint
Should your auto insurance premium increase after a violation, there are still ways you can cut those costs, including:
· Shop around for a better rate. Call your independent insurance agent to obtain quotes from various insurance carriers and compare them to see if you can find a lower rate.
· Take a driver safety course. By taking a defensive driving class some states may reduce or remove points from your driving record. Also, your auto insurance company may be required to lower your car insurance premium after you complete the class as much as 10%.
· Raise your deductible. Before taking this route, make sure you have enough money in savings to cover the deductible should you have to make a claim.
As with any and all concerns on your NY car insurance contact your insurance specialist at C.H. Edwards, Inc., you’ll be glad you did!
