Reduce Your Premium on Your Homeowners Insurance
Here are a few no-nonsense tips to help you reduce your Long Island home insurance premium without squeezing a single ounce of coverage from your policy:
- Raise your deductible. If you can afford it, raising your deductible from $500 to $1,000 or even $2,500 could reduce your premium by 20 percent based on the information provided by the Insurance Information Institute.
- Call us about discounts. If you live in a new home, have a home security system or purchase multiple policies (auto/motorcycle and home) with one insurer, you are probably eligible for a discount.
- Have a representative at C.H. Edward, Inc. shop for the best home insurance premium. If you are paying too much with your current insurer, compare Long Island home insurance quotes and find similar coverage for less.
- Lastly, a non-insurance tip: Go ‘green’ on your utilities! A few ideas include turning down the thermostat a degree or two in winter; using ceiling fans instead of air conditioning in the summer; installing low-flow showerheads to reduce water usage; buying energy-efficient appliances; and turning off lights and electronics when they aren’t in use. These small tips can save you big on your household bills, leaving you with more money for expenses like Long Island home insurance.
