Driving Safely in Snow and Ice

Driving Safely in Snow and Ice

Winter weather is here and so is the task of driving in snow and ice.  Of course,  the best advice for driving in bad winter weather is not to drive at all if it can be avoided. This is not always an option so try not to go out until snow plows and sanding trucks have had a chance to do their work.  Make sure and allow extra time to reach your destination.

Here are some tips to keep in mind for driving safely on icy roads 

  1.  Decrease your speed and leave yourself plenty of room to stop.  You should allow at least three times more space than usual between you and the car in front of you.
  2. Brake gently to avoid skidding.  If your wheels start to lock up, ease off the brake.
  3. Turn on your lights to increase visibility to other motorists.
  4. Keep your lights and windshield clean.
  5. Use low gears to keep traction, especially on hills.
  6. Don’t use cruise control or overdrive on icy roads.
  7. Be especially careful on bridges, overpasses and infrequently traveled roads which will freeze first.  Even at temperatures above freezing, if the conditions are wet, you might encounter ice in shady areas or on exposed roadways like bridges.
  8. Don’t pass snow plows and sanding trucks.  The drivers have limited visibility, and you’re likely to find the road in front of them worse than the road behind them.
  9. Don’t assume your vehicle can handle all conditions.  Even four-wheel drive vehicles can encounter trouble on winter roads.

Try to incorporate some of these tips into your winter driving experience and have a safe winter weather driving season.

For more information on Auto, Home, Business, Life, and Flood insurance, visit our website at www.chedwards.net.

For more helpful insurance tips and information visit us on Facebook at www.facebook.com/chedwardsinsurance

by Denise Visco

Do you know what the slowdown and move over laws mean?

Do you know what the slowdown and move over laws mean?

Insurance Tip Thursday
 
Do you know what the slowdown and move over laws mean?
 
Your driving and see emergency vehicles with flashing lights coming up behind you or stopped alongside the road as your passing, what do you do?
 
Under NYS law, drivers must exercise due care when approaching vehicles that have their emergency lights illuminated. On highways, that includes moving out of travel lanes next to shoulders, if possible.
 
There are versions of the Slow down, move over law in all 50 states. If you are unaware of your states law, visit DrivingLaws.AAA.com.
 
For more information on Auto, Home, Business, Life or Flood Insurance visit our website at www.chedwards.net
 
by Steven Visco
 
#InsuranceTipThursday #SlowDownMoveOver #ItstheLaw #All50States #AAA #LongIslandInsurance #StevenVisco #CHEdwardsInsurance #Farmingdale #ViscoFamilyInsurance #WadingRiver
Not a fan of the New Year Resolution? Try a New Year Intention

Not a fan of the New Year Resolution? Try a New Year Intention

Wellness Wednesday
 
Not a fan of the New Year Resolution? Try a New Year Intention
 
Happy New Year! Now that the festivities are over, the clean up begins. The decorations from the holidays are put away and now is the time for that fresh start. A clean slate. We can begin the year anyway we choose. New Year resolutions are popular, but are they for you?
 
The New Year resolution is often attached to that difficult to obtain goal or something that you know you will only stick with for a short period of time and then view as a failed attempt rather than a new beginning. Try something new this year. How about setting an intention for the new year that can grow and change with you as your needs change?
 
An intention is defined as a mental state that represents a commitment to carrying out an action or actions in the future. Intention involves mental activities such as planning and forethought.
 
The intention you choose is personal to you and can be viewed as a positive instead of the negative that is attached to the resolution. The act of setting this intention may take some quiet thought, meditation or even soul-searching. How you do this or what you choose is entirely up to you. Your in the driver’s seat on this one. There is no time limit to set one and the process of achieving it can take as long as you need.
 
Give it a try! Make this New Year the new beginning you always wanted.
 
The information shared in Wellness Wednesday is a format to offer suggestions and is not intended to replace the advice of a skilled professional.
 
by Denise Visco
 
For more information on Home, Auto, Business, Life or Flood Insurance visit www.chedwards.net
 
#WellnessWednesday #DeniseVisco #NewYearResolutions #NewYearIntentions #LongIslandInsurance #CHEdwardsInsurance #Farmingdale #ViscoFamilyInsurance #WadingRiver
You Made it through the Holidays, Now take time to Just Breathe!

You Made it through the Holidays, Now take time to Just Breathe!

Wellness Wednesday
 
You made it through the Holidays, Now take time to Just Breathe!
 
The hustle and bustle of the holidays are over. The shopping, holiday parties, late nights, overindulgence of all the holiday favorites are now behind you. Take the time to Just Breathe!
 
The idea of New Year Resolutions weigh on your mind and the conversation of the New Year brings a fresh start and new opportunity, Don’t let this overwhelm you. Just Breathe!
 
It is natural to put this pressure on yourself with all the conversation that revolves around the New Year. More celebrations, starting a diet or fitness program, putting away the holiday decorations and taking on holiday returns. Just Breathe!
 
Pace yourself and be kind to yourself. There is plenty of time to get all of these things done. Take this time for yourself and Just Breathe!
 
Breathing is a daily function that keeps us alive but the flow of oxygen and the release of the breath during an exhale involves many functions in our body. Take time to consider this. During the exhale, oxygen is transferred into the bloodstream, decreasing stress, which is critical on days that you need the most energy.
 
It is recommended that an energizing breath be one where you breathe in through your nose while counting to four, then exhale through your mouth and count to four. Repeat this five to ten times. Be Mindful. During this time try to clear your mind of to-do lists and concerning thoughts. It is also important to stay hydrated during this exercise. Take this time for you and Just Breathe!
 
Wellness Wednesday topics are designed to bring topics of wellness to your attention and should never be viewed as medical advice or to replace a medical professional.
 
Your feedback is important to us. Please let us know if you have tried any of these tips or if there are any topics that you would like to see covered.
 
by Denise Visco
 
For more information on Home, Auto, Business, Life, Umbrella or Flood Insurance contact C.H. Edwards, Inc.
www.chedwards.net
 
#WellnessWednesday #JustBreathe #NewYearResolutions #BeKindtoYourself #Mindfulness #LongIslandInsurance #CHEdwardsInsurance #Farmingdale #ViscoFamilyInsurance #WadingRiver
Planning The Perfect Family Picnic

Planning The Perfect Family Picnic

Taking the family on a picnic is an excellent way to get fresh air and enjoy some of the last days of the summer season before the kids head back to school. The ingredients for an unforgettable picnic, however, involve more than just good food. Picking a great location and preparing extra activities can elevate your picnic from boring to amazing.

Choose a memorable location. Having a picnic at a nearby park is a safe choice but choosing a location with interesting features can make your trip unforgettable. Try a local beach or hiking trail.

Work together on the food. Working with your family to create a menu for your picnic is a great way to get everyone involved and make sure everyone has something to eat that they really love.

Bring along activities. Picnics can be about more than just food. Bringing some outdoor activities with you is a great way to extend your outdoor trip and make it extra special.

Take plenty of pictures. A family picnic offers a great opportunity for some fun pictures together. Although smart phone pictures are easy to snap, don’t forget to take some pictures with your digital camera to print later.

Don’t leave home without the essentials. If you forget a few essentials items such as water bottles or sunscreen for everyone, your picnic may quickly turn from fun to disastrous. Prepare a checklist ahead of time to avoid forgetting anything.

End this summer season unforgettably before the hustle and bustle is back for the school year.

 

Renters Insurance for Your College Student

Renters Insurance for Your College Student

Do you have a child heading off to college this upcoming school semester?
If you do, now is the time to look into a renter’s policy to ensure the safety of their personal belongings.

Research shows that 60% of renters do not carry renters insurance. Many consumers think that they can’t afford it, or it’s not important.

The truth is renters insurance is one of the most affordable and most important policies to have when becoming a renter. The average cost of a renter’s policy is about $15 a month! That makes it easy and affordable for you and your hard working college student!

As a renter, you need coverage for your furniture and other personal belongings such as clothes, computer equipment, sports gear, art, jewelry and everything else you own.

Think about how much it would cost you to replace everything you own.

A Renters policy protects you if your covered property is lost, stolen, damaged or destroyed regardless of where it is when the loss occurs, such as while you are moving it or even in another’s home.

For more information on renters insurance, please give us a call at 516-249-5200.

 

Save Money While on Vacation

Save Money While on Vacation

Going on vacation often means indulging here and there on purchases. When you travel, you may want to be sure you are spending your hard earned money in the smartest ways.

Here are some suggestions on how to make your next vacation memorable and affordable!

Be flexible – Travelers who are flexible in their departure dates and times can usually find great deals and rates because they have the ability to shop price instead of date.

Pack light – Many airlines now charge extra for baggage fees, especially suitcases. Pack only the necessities.

Use coupons – Coupons aren’t only for getting cents off your brand tissue at the supermarket. Coupon and discount codes are available for just about any purchase – even vacations. Check all travel websites to see if there are any deals and specials going on when booking your trip.

Plan meals – Look into economical restaurants before departing. Know where you’ll be eating and when.

Rent small – If you are renting a car, choose the smallest model that will fit your needs. In addition, there is no need to pay for a large room that you don’t plan to spend much time in.

Consider public transportation – Investigate public transportation options near your destination. Such options may not be as convenient as taxis, but they may be more economical.

Make your next vacation unforgettable!