Hurricane Terms and Meanings: What To Look For!

Hurricane Terms and Meanings: What To Look For!

When it comes to hurricanes, there are many terms used to describe their levels of strength, and the effect one can expect with it.

Here is what to listen for:

Hurricane Watch: An announcement that hurricane conditions (sustained winds of 74 mph or higher) are possible within the specified area in association with a tropical, subtropical, or post-tropical cyclone. During a watch, prepare your home and review a plan for evacuation in case warnings are issued.

Tropical Storm Watch: An announcement that tropical; storm conditions (sustained winds of 39 to 73 mph) are possible within a specified area within 48 hours in association with a tropical, subtropical or post tropical cyclone. During a watch, prepare your home and review a plan for evacuation in case warnings are issued.

Hurricane Warning: An announcement that hurricane conditions (sustained winds of 74 mph or higher) are expected somewhere within the specified area in association with a tropical, subtropical, or post-tropical cyclone. Because hurricane preparedness activities become difficult once winds reach tropical storm force, the hurricane warning is issued 36 hours in advance. The warning can remain in effect when dangerously high water or a combination of dangerously high water and waves continue, even though winds may be less than hurricane force.

Tropical Storm Warning: An announcement that tropical storm conditions (sustained winds of 39 to 73 mph) are expected somewhere within the specified area within 36 hours in association with a tropical, subtropical, or post-tropical cyclone.

Extreme Wind Warning: Extreme sustained winds of a major hurricane (115 mph or greater), usually associated with the eyewall, are expected to begin within an hour. Take immediate shelter in the interior portion of a well-built structure.

Be aware that additional watches and warnings are issued to provide detailed information on specific threats such as flood and tornadoes. Local National Weather Service offices issue flash flood/flood watches and warnings as well as tornado warnings.

For more information on what damages are covered under your homeowners insurance due to a hurricane, please give us a call at (516) 249-5200.

Please be advised, flood damages are not covered under your standard homeowners insurance policy. A separate flood policy would be necessary. Call TODAY for a free quotation.

 

It’s Hurricane Season on Long Island and Now Is The Time To Start Preparing

It’s Hurricane Season on Long Island and Now Is The Time To Start Preparing

It’s Hurricane Season on Long Island and now is the time to start preparing for a possible storm. Natural Disasters can be a devastating time for families, but being prepared for these events can help the healing process, not only for your personal property, but healing as a family.

Follow these tips when preparing for a Hurricane:

Before a Hurricane

-Locate your residence’s emergency water shut-off valve and remove any shrubbery or obstructions.

-Turn off the emergency water shut-off valve if you are leaving your residence. This will help minimize damage to your homes interior should a pipe burst.

-If you turn off the water in your home, make sure to turn off the hot water heater. Some water heaters can be damaged if water supply is turned off for an extended period of time.

-Locate your sewer clean-out lid and remove any shrubbery or obstructions in case the clean-out needs to be utilized after the storm.
After a Hurricane

-Due to power outages, understand that you could be operating under limited conditions and pressures could be reduced.

-Limit the amount of toilet flushing.

-Avoid running a dishwasher and clothes washer.

-Limit the amount of water used when bathing

IT IS BEST TO CONSERVE ALL WATER THAT IS AVAILABLE AT THIS TIME!

Now is the time to call your local Insurance Agency and make sure that your home is covered properly and if a Flood Insurance Policy is necessary in your area.

Remember, Hurricane season is among us. Be prepared before a storm hits. If you have damage to your home or car during a Hurricane make sure to contact your Insurance Agent promptly to ensure a speedy recovery.

If you have any questions regarding Hurricane damage or you are interested in a quotation for a Flood policy, give C.H. Edwards, Inc. a call at 516-249-5200 and our Flood Insurance specialist can assist you in finding coverage that is best fit for your home.

*Please be advised, that any flood related damages to your home, are not covered in a typical homeowners policy. An additional flood policy is required, to be covered for hurricane damage.*

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Written by: Amanda Haase