Winter weather is here and so is the task of driving in snow and ice. Of course, the best advice for driving in bad winter weather is not to drive at all if it can be avoided. This is not always an option so try not to go out until snow plows and sanding trucks have had a chance to do their work. Make sure and allow extra time to reach your destination.
Here are some tips to keep in mind for driving safely on icy roads
- Decrease your speed and leave yourself plenty of room to stop. You should allow at least three times more space than usual between you and the car in front of you.
- Brake gently to avoid skidding. If your wheels start to lock up, ease off the brake.
- Turn on your lights to increase visibility to other motorists.
- Keep your lights and windshield clean.
- Use low gears to keep traction, especially on hills.
- Don’t use cruise control or overdrive on icy roads.
- Be especially careful on bridges, overpasses and infrequently traveled roads which will freeze first. Even at temperatures above freezing, if the conditions are wet, you might encounter ice in shady areas or on exposed roadways like bridges.
- Don’t pass snow plows and sanding trucks. The drivers have limited visibility, and you’re likely to find the road in front of them worse than the road behind them.
- Don’t assume your vehicle can handle all conditions. Even four-wheel drive vehicles can encounter trouble on winter roads.
Try to incorporate some of these tips into your winter driving experience and have a safe winter weather driving season.
For more information on Auto, Home, Business, Life, and Flood insurance, visit our website at www.chedwards.net.
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by Denise Visco
Keeping Pets Safe this Holiday Season
Our pets are part of our family so it isn’t unusual for them to join in our holiday festivities. Even though they are part of our family, pets have special needs that don’t allow them to celebrate in the same way we do.
Pets like to sit under the dining table in hopes that they will pick up a scrap or two. Sharing your meat scraps with a pet can be ok if no seasoning is used. Ingredients like onions can cause fatigue in pets, raisins in fruitcake can cause kidney failure as well as garlic, nuts, and nutmeg that can cause a variety of GI issues Be careful with the foods your pet may pick up or given.
Pets also like to linger around the Christmas tree trying to get a few sips of the water used to keep your live tree fresh. Although it seems harmless, Christmas trees leach out fertilizer and other toxic chemicals into the water. Standing water becomes a breeding ground for illness-causing bacteria. It is best to keep your pets out of this water no matter how cute it may seem. A suggestion would be to cover the trees water basin with foil or plastic wrap to keep your pet safely out of the water.
Pets are also one of the most requested gifts from children. How do you know if your child is ready for a pet? Ask yourself this question first. How good is your child at reliably completing chores? This will tell you how likely they are to help with the pet. This will also help you understand how much your child can do on their own and how much help you need to contribute. This should be a family decision as your new pet will become the newest member of your family.
Wishing you and your pets a safe and happy holiday season.
by Denise Visco
For all your insurance needs, visit our website at www.chedwards.net
October is Long-Term Care Planning Month
What is Long-Term Care?
Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facilities.
For more information on Long-Term care insurance plan that is right for you and your family and to receive a quote, contact Steven Visco at C.H. Edwards, Inc. at 516-249-5200. www.chedwards.net
Taking Road Safety Seriously every day. Today’s shortcut may be tomorrow’s danger.
Thanksgiving is just a day away and the December holidays begin just after. Did you know Thanksgiving is the most traveled holiday of the year?
Road safety should be observed year round, but at the holidays it is especially critical. Rushing around to holiday events, shopping and visiting family puts you in the car more often and it is easy to take a shortcut to try and save a few minutes. Distracted driving and not observing safety precautions can lead to serious consequences.
Let’s consider a few safety concerns that you should never cut out.
-Buckle Up! So many adults just jump into the car and go. Besides being a violation because it’s the law, using your safety belt will protect you from serious injury in the event of an accident.
-Making sure children are restrained is also important. Allowing the independence of doing it themselves is important but is also a violation if they are not properly fastened in their seats.
-Obey the speed limits at all times. The few minutes you save speeding can lead to a speeding ticket, moving violation and increased insurance rates.
-Forget about the cell phone! If it can not be accessed through your car, it can wait until your next stop. In addition to the possible accident, you can cause by taking your eyes off the road to answer the phone, using a cell phone while driving is also a violation that comes with a hefty fine.
-Never drive if you have had too much to drink or are taking medication that restricts your use of driving a motor vehicle. This may not be a decision you can make in the moment.
The holidays are an exciting time to be spent with family and friends. Practice safety and make it a holiday to remember.
The above are suggestions that are made based on research of best practices, motor vehicle, and insurance guidelines. They are a reminder to practice caution.
For more information on automobile insurance or a free, no obligation quotation visit our website at www.chedwards.net or call us 516-249-5200.
by Denise Visco
Thanksgiving is a time to spend with family and friends to take pause and reflect on the past year and to plan for the year ahead. The celebrations often revolve around amazing food and laughter but let’s not forget to make the time to be thankful for all blessings.
At C.H. Edwards, Inc. we are thankful every day for the loyalty of our customers. It is because of that loyalty, we have been able to continue my family legacy and serve the Insurance needs of families. I am constantly re-evaluating the best way to serve the families that depend on C.H. Edwards, Inc. to help provide them with the best protection because your families are important to us! Thank you for putting your trust in us and for referring your family and friends and making them part of the C.H. Edwards family.
I am thankful for the amazing and strong Customer Service staff I have created over the years, sharing my vision and giving there best to our customers every day.
It is with this support and the support of my family, who each contribute to the prosperity of our business, that I am able to make this commitment. This support has allowed us to grow and change over the years and stay in this very competitive business.
In the coming year C.H. Edwards, Inc. will be experiencing some exciting changes and I am so grateful to be able to share them with our customers. Stay tuned!
Wishing you warm Thanksgiving wishes from the entire Visco family and the C.H. Edwards, Inc. Family.
by Steven Visco
Is it time to convert your home heating system from oil to a more affordable, reliable and healthier gas?
Natural gas home heating is much cheaper than oil. Not only is it cheaper, but it is clean, safe, efficient and a more dependable energy source because it is produced in the United States.
To begin the conversion process, contact PSE&G and ask them to recommend one of their reputable installers if you do not already have one.
The contractor can find out if there’s natural gas within 100 feet of your home so that you do not have to pay a connection charge.
Once this is determined, the contractor will remove the old boiler and oil tank if it is located inside your home. If your tank is located underground, it can be abandoned and will no longer be used to store fuel. In place of the old heating system, a gas boiler and a separate hot water heater will be installed. The last and final step would be a safety inspection of the new equipment. This process can take some time, so make sure that you have enough of your current fuel source.
After that, you can enjoy a more affordable, safer, healthier and efficient way of heating your home.
Don’t forget to contact your insurance agent and advise them of your heating system updates.
For questions or more information on Homeowners insurance, please give us a call at 516-249-5200 or visit our website at www.chedwards.net
by Steven Visco
Are you getting ready to tie the knot?
Let’s face it, as much as you want everything on your wedding day to go as smoothly as possible, life happens. You don’t want to think about it, but natural disasters, emergencies, and accidents can occur on the day of your dreams.
This is why C.H. Edwards, Inc. suggests purchasing Wedding Insurance. Sure, it’s an added cost, but what it covers, makes it completely worth it!
For example, you plan a beautiful fall wedding in September and all of a sudden a hurricane is headed your way and your wedding must be postponed. This is an extreme scenario, but if you don’t have wedding insurance, all of that time and money you put into your big day may go to waste.
If you choose to spend a little extra and purchase wedding insurance, the above-mentioned situation would have been covered, and you’ll be able to reschedule your dream day.
Another example why you should purchase wedding insurance is if something happens to the venue where you will be having your event. Whether it went bankrupt or there was a fire, wedding insurance will cover the costs of rebooking at another venue or hall.
It can also cover scenarios such as if you have to retake ruined photos, replace lost or damaged wedding apparel and gifts.
Weddings are expensive, and yes, purchasing wedding insurance will cost extra money, but if something actually happens on that date you picked, you’re covered!
For more information regarding wedding insurance or life insurance, call for a free no obligation quotation. Call C.H. Edwards, Inc. a call at 516-249-5200 and one of our specialists will be happy to assist you. Congratulations on taking this big step into your future.
Visit our newly designed website at www.chedwards.net