September is Life Insurance Awareness Month!
C.H. Edwards, Inc. recognizes September as Life Insurance Awareness Month! Of the 317 million individuals living in America, 95 million American adults remain without life insurance coverage.
Life insurance is one of the most important insurance policies one can acquire. Life Insurance allows your loved ones to continue living a comfortable lifestyle after you pass. Is there anyone who depends on you financially and would be unable to continue their current lifestyle if you were to unexpectedly pass? Would your children be able to attend the college of their dreams if you were to be in a catastrophic accident? Life insurance provides individuals a level of guaranteed security.
Most Americans claim that life insurance is too expensive, and that is why they do not have it. Term life insurance policies allow individuals to obtain life insurance protection with a less expensive premium. This less expensive form of life insurance provides an individual with protection for an allotted period of time. That means you can choose to have a 10, 20 or 30 year life insurance policy so that your children can still go to their dream college if something tragic were to happen to you. In contrast, whole life insurance policies provide individuals with guarantee security for the duration of their life. These premiums are typically higher because they accumulate cash value as well.
If you do not have life insurance, there is no better time than now to get it! Where do you begin? Start by researching what type of plan would best suit the needs of your family. Our experienced agents at C.H. Edwards, Inc. are available to answer any questions you may have regarding life insurance.
Contact C.H. Edwards, Inc. for all of your insurance needs. You can rest assured knowing that your family is in the right hands as we have been providing our clients with unparalleled insurance services since 1925. Call us today at 516-249-5200 or visit our website at www.chedwards.net.
Written by: Denise Visco