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Winterizing Your Vehicle

Winterizing Your Vehicle

Winterizing your vehicle is a wise idea! Taking an hour or two out of your day to have your vehicle checked is all it takes to have peace of mind. The time spent now will avoid the cost and hassle of a breakdown during severe weather.

Here is a checklist to follow when winterizing your car this season:
1. Have the battery and charging system checked for optimum performance.
2. Clean, flush and put new antifreeze in the cooling system.
3. Make sure heaters, defrosters and wipers work properly.
4. Check the tire tread depth and tire pressure.
5. Be thorough about changing the oil and filter at recommended intervals.
6. If you’re due for a tune-up, have it done before winter sets in.
7. Have the brakes checked. The braking system is the vehicle’s most important safety item no matter what time of year.
8. Have the exhaust system checked for carbon monoxide leaks.
9. Keep your gas tank at least half full at all times to decrease the chances of moisture forming in the gas lines and possibly freezing.
10. In your trunk, make sure to include an ice scraper and snowbrush, jumper cables, flashlight, flares, blanket, extra clothes, candles/matches, bottled water, dry food snacks and needed medication.

Preparing yourself and your vehicle will insure safe travels this winter.

For more information on auto insurance, call C.H. Edwards, Inc. and one of our representatives will be happy to help you.

Be safe!

Written by: Amanda Haase

It’s Hunting Season on Long Island. Are you prepared?

It’s Hunting Season on Long Island. Are you prepared?

As the weather gets colder, many hunters on Long Island are searching for property on which to hunt. At the same time, landowners are asking themselves, should they allow hunters access to their land.

If you are a landowner and plan on allowing hunting access on your property, it is essential to know the importance of obtaining a Hunting lease.

A typical hunting lease will draw up the following agreement terms:

  • Whether or not the hunter will pay a fee or exchange a service in exchange for the use of land
  • What time of day is the hunter permitted to use the land
  • What section of the property is the hunter allowed to use
  • Whether the hunter is allowed to bring along friends and family to hunt
  • If there are any restrictions regarding firearms or bows that may be used on the property
  • Whether or not the hunter may use a tree standwhite-tail-deer

All agreements that are shown on a hunting lease are valuable things to have down in writing. Not only is it protecting the landowner, but the hunter as well.

In addition to obtaining a hunting lease it is important to know what the hunter’s intensions are after killing an animal. Make sure that the hunter is not killing “just to kill” but will use the animal for some means of use. (Not that they leave the animal on your property) Maintain a good relationship with the hunters using your land. It is best to communicate and be aware of the activities going on, on your property during hunting season.

Protect yourself and your land this hunting season. Review your Homeowners and property coverage with your insurance agent to find out what is covered in case of a mishap. If you are not satisfied with your current insurance coverage, call C.H. Edwards, Inc. and our personal lines representative will be happy to help find you coverage that fits you.

Written by: Amanda Haase