Most homeowners are not aware that their house needs special insurance coverage if it becomes unoccupied, vacant, or 

someone else is living in the home. This type of insurance is called vacant homeowners insurance. If your home 

becomes vacant, some homeowners insurance policies will cease coverage if your home is left empty for just 30 days! 

The large homeowners insurance companies don't like to insure vacant homes. (Most don't provide the coverage at all.) 

Those that do, offer very limited coverage at very expensive premium rates. To insure your vacant home and give you the 

right advice on what policy will work best for your situation, you need the help of an experienced team who understands 

vacant homeowners insurance policies.

We have the solution for your situation. Give us a call at 516-249-5200.