Will Your Roof Survive in Severe Weather?
From hurricanes to tornadoes, your Long Island home insurance has quite a job to do. While your coverage may pay for the bulk of the damage caused by natural disasters, you may still have to pay a deductible when you file a claim. This means it could be beneficial to both you and your insurance provider for you to take steps to avoid property damage. Your roof is susceptible to a variety of damage, so it is essential you give it some regular attention.
It is vital that major roof repairs are done by a qualified professional. When substantial damage occurs, replacing your roof in its entirety might be a possibility. Make sure your contractor completely removes the old roof coverings and sheathing. This is an essential step to find out whether the rafters and trusses are still connected to the walls securely. When the existing sheathing is in good repair, it might be able to be reused for the new roof.
When putting on a new roof, it can pay to choose a roof covering that has a greater chance of withstanding high winds. You may also want to have metal fasteners added to help anchor the roof to the house. Bracing a gable roof properly should also be a goal of the contractor, as winds could otherwise damage this type of roof relatively easily.
When you make improvements to your home, such as reinforcing your roof, you should make sure you notify your Long Island home insurance agent. Not only might you receive a discount on future premiums for increasing the durability of your home, the improvements may also change the cost of rebuilding your home and therefore, make it necessary to increase your coverage!
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